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	<title>San Diego Real Estate Broker - George Alexiou &#187; Mortgage</title>
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		<title>FHA Loan Limits Increased</title>
		<link>http://www.alexiourealty.com/mortgage/fha-loan-limits-increased.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/fha-loan-limits-increased.htm#comments</comments>
		<pubDate>Thu, 06 Mar 2008 22:58:08 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[home loans]]></category>

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		<description><![CDATA[We have all been waiting for some relief to our current real estate market conditions, and it arrived today: the new FHA and Fannie Mae- Freddie Mac conforming loan limits have been released by the U.S. Department of Housing and Urban Development (HUD).
FHA loan limit on single-family residences has been increased to $697,500 in San [...]]]></description>
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		<title>Fed Cuts Interest Rates Again</title>
		<link>http://www.alexiourealty.com/mortgage/fed-cuts-interest-rates-again.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/fed-cuts-interest-rates-again.htm#comments</comments>
		<pubDate>Wed, 30 Jan 2008 23:45:48 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[buing a home]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.alexiourealty.com/sandiego-blog/2008/01/30/fed-cuts-interest-rates-again/</guid>
		<description><![CDATA[In an effort to further boost the ailing economy, for a second time in eight days the Federal Reserve cut its federal funds rate (the rate banks charge each other for overnight loans) by a half percentage point to 3% from 3.5% and also cut its discount rate from 4% to 3.5%. The discount rate [...]]]></description>
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		<title>Fed Cuts Interest Rates by 3/4%</title>
		<link>http://www.alexiourealty.com/mortgage/fed-cuts-interest-rates.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/fed-cuts-interest-rates.htm#comments</comments>
		<pubDate>Wed, 23 Jan 2008 00:50:07 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.alexiourealty.com/sandiego-blog/2008/01/22/fed-cuts-interest-rates/</guid>
		<description><![CDATA[Today’s rate cut by the Federal Reserve would mean lower interest rates on home equity loans and also lower rates on mortgage loans for purchasing real estate. Your monthly mortgage payment could now buy you more home than before.
After a global plunge in stock markets due to concerns about a recession Federal Reserve unexpectedly cut [...]]]></description>
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		<title>Important Announcement Regarding Bank of America and Countrywide</title>
		<link>http://www.alexiourealty.com/mortgage/bank-of-america-purchases-countrywide.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/bank-of-america-purchases-countrywide.htm#comments</comments>
		<pubDate>Fri, 11 Jan 2008 21:22:06 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[Just a couple days after receiving an email from Countrywide&#8217;s retail division rejecting the bankruptcy rumor, today I received another email, this time from Countrywide&#8217;s wholesale division with the following announcement:
Over the last four decades, Countrywide has enabled approximately 20 million borrowers to achieve the dream of homeownership. In order to enhance what we have [...]]]></description>
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		<title>Countrywide Rejects Bankruptcy Rumor</title>
		<link>http://www.alexiourealty.com/mortgage/countrywide-rejects-bankruptcy-rumor.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/countrywide-rejects-bankruptcy-rumor.htm#comments</comments>
		<pubDate>Wed, 09 Jan 2008 06:01:45 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[This morning I received the following email from the Chaz Hinz, a Countrywide Home Loan Consultant:
Many of you may monitor Countrywide’s stock, and you may have noticed unusual activity today. I would like to share with you that we have just issued a statement to the media debunking the marketplace rumors that appear to be [...]]]></description>
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		<title>FHA Loan Limit Increase Passed by Senate</title>
		<link>http://www.alexiourealty.com/mortgage/fha-loan-limit-increase.htm</link>
		<comments>http://www.alexiourealty.com/mortgage/fha-loan-limit-increase.htm#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:43:59 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[home loans]]></category>

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		<description><![CDATA[The U.S. Senate on Friday, December 14, 2007, passed S. 2338, the FHA Modernization Act with a 93 to 1 votes, which will reform the Federal Housing Administration (FHA) to give home buyers a safe, low-cost alternative to subprime loans. This is a huge victory for REALTORS® who have lobbied Congress aggressively all year to [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Foreclosure Looms</title>
		<link>http://www.alexiourealty.com/foreclosures/foreclosure-looms.htm</link>
		<comments>http://www.alexiourealty.com/foreclosures/foreclosure-looms.htm#comments</comments>
		<pubDate>Tue, 11 Dec 2007 06:42:19 +0000</pubDate>
		<dc:creator>George Alexiou</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[short sales]]></category>

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		<description><![CDATA[So you bought a house in 2005 at or near the top of the market and probably used an adjustable first and second mortgage in order to qualify to buy that house. Now, two or three years later that interest rate on your loan has adjusted upward and your monthly mortgage payment has significantly increased [...]]]></description>
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