San Diego Home Loans – Mortgage resources
Mortgage guide of comprehensive articles to answer your mortgage questions. If you are in need of a home loan, refinance or get a home equity loan, the following guides are of a great help in making the decision on which loan program best fits your needs.
Loan Program Choices
Learn all about loan programs so that you can choose the best one for you. This guide includes information about:
- Fixed Rate Mortgages
- ARM’s (Adjustable Rate Mortgages)
- FHA (Federal Housing Administration)
- VA (Veterans Administration)
- Second Mortgages and Home Equity Lines of Credit
- Commercial (Investment Property)
- Reverse Mortgage
About Interest Rates
Learn more about quotes, locks, floats, points, rate sheets and more so that you can get the rate that best suits your needs. This guide includes information about:
- Factors Affecting Your Rate
- Should I Pay Points?
- Adjustable Rate Mortgages
Your Credit and Mortgage
Learn how your credit history can affect your ability to qualify for the loan you want. This guide includes information about:
- Your Credit Report
- Credit Report Errors
- Credit Scores
Refinance Your Current Loan
Refinancing can lower your payment, shorten your term, or put money in your pocket. This guide includes information about:
- Analyzing Savings
- Paying Points
- Consolidating Debt
Other Real Estate & Mortgage Resources
This guide includes information about:
- Appraisals
- Downpayment
- Insurance
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