San Diego Mortgage Rates - Interest Rates
View Today's San Diego Mortgage Interest Rates we offer for a San Diego Home Loan. When you see the interest rate that you feel comfortable with, you may request a loan application online, or call us at 619-921-0284 to schedule an appointment or take your application over the phone if you prefer. These mortgage interest rates are good for Buying a San Diego home or for Refinancing your existing San Diego home loan and can be locked Monday through Friday until 2:00 pm PST.
Today's Interest Rates
Last Update: 12/13/2007 8:54:59 AM
Mortgage Broker / Origination Fee: 1 %
Lock Period: 30 days
Loan Amount: $300,000
Pricing reflects primary residence. For secondary homes or investments, please call 619-921-0284. Title and Escrow fees are
based on loan amount and are not quoted on the above fees. Lock-in cut off is Monday - Friday at 2 pm.
30 Year Fixed
| RATE * | POINTS | PAYMENT | FEES ** | APR * | ||
|---|---|---|---|---|---|---|
6.125% |
0.375 |
$1,822.83 |
$1,947.00 |
6.315% |
||
$1,140.00 |
15 Year Fixed
| RATE * | POINTS | PAYMENT | FEES ** | APR * | ||
|---|---|---|---|---|---|---|
5.375% |
1.225 |
$2,431.40 |
$1,947.00 |
5.813% |
||
$3,690.00 |
20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to
individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions.
Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans.
This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
*Rates and APR's are based on a $300,000 loan amount for conforming loans.
** Fee Schedule - Below is a detailed break down of the estimated fees due at closing.| Administrative: | $0.00 | Notary: | $125.00 |
| Application: | $0.00 | Other Costs: | $0.00 |
| Appraisal: | $375.00 | Processing: | $495.00 |
| Closing: | $0.00 | Recording Fee: | $85.00 |
| Courier: | $30.00 | Survey: | $0.00 |
| Credit Report: | $15.00 | Tax Service: | $65.00 |
| Document Prep/Review: | $0.00 | Underwriting: | $730.00 |
| Flood: | $27.00 | Wire Transfer: | $0.00 |
| Inspection: | $0.00 | Total Estimated Fees: | $1,947.00 |
Request a Home Loan Application
San Diego Funding & Realty offers the above mortgage interest rates to clients who need a first mortgage home loan to purchase or refinance a home in San Diego County. We service the following San Diego areas: Allied Gardens, Alpine, Bonita, Bonsall, Cardiff by the Sea, Carlsbad, Carmel Valley, Chula Vista. Clairemont Mesa, College Grove, Coronado, Del Cerro, Del Mar, Downtown San Diego, Eastlake, El Cajon, Encanto, Encinitas, Escondido, Fallbrook, Golden Hill, Hillcrest, Imperial Beach, Jamul, Julian, Kensington, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Linda Vista, Logan Heights, Mira Mesa, Mission Beach, Mission Hills, Mission Valley, Mission Village, National City, Nestor, Normal Heights, North Park, Ocean Beach, Oceanside, Old Town San Diego, Olivenhain, Otay Mesa, Otay Ranch, Pacific Beach, Paradise Hills, Point Loma, Poway, Ramona, Rancho Bernardo, Rancho Del Rey, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Rolling Hills Ranch, San Carlos, San Marcos, San Miguel Ranch, San Ysidro, Santee, Scripps Ranch, Solana Beach, Sorrento Valley, Spring Valley, Tierrasanta, University City, Valley Center, Vista, and nearby cities, supplying San Diego clients with mortgage services, home loan, refinance existing home loan mortgage, home equity loan, MLS and school information.
Thank you!
