San Diego Home Loans: Apply
Are you currently on the market seeking to purchase a home in San Diego? Increase your bargain power by being pre-approved for a home loan. Are you ready to refinance your existing home loan in San Diego or are you in need of a home equity loan? Use our short form to request a home loan application to be sent to you via fax, email or regular mail, or call us at 619-921-0284 to schedule an appointment with a loan officer to take your application in person to start the loan process immediately, or if you prefer click on the PDF application link to download and print a complete 1003 home loan application which you can either fax it to us at 619-564-3415, or call us to pick it up. Please read our Privacy Policy to learn more about our secure servers.
Preparing For Your Meeting With A Loan Officer
To complete the 1003 Mortgage Application, you will need to gather the following documents:
- A purchase contract for the house (if you have one)
- Your bank account numbers and the address of your bank branch, along with checking and savings account statements for the previous 2-3 months
- Pay stubs, W2 withholding forms, tax returns for two years, or other proof of employment and income verification
- Credit card bills for the past few billing periods, or canceled checks for rent or utility bill payments, to show payment history and amount of revolving debt
- Information on other consumer debt such as car loans, furniture loans, student loans and retail credit cards
- Balance sheets and tax returns, if you are self-employed
- Any gift letters, if you are using a gift from a parent or relative or other organization to help pay the down payment and/or closing costs. This letter simply states that the money is in fact a gift and will not have to be repaid.
San Diego Funding & Realty is a Real Estate and Mortgage Broker specializing in San Diego County mortgage and real estate.
Thank you!
